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Founder(X): @Kdogbuilds

📍 829 11th St, Imperial Beach, CA 92032
💰 Price: $1,650,000 | Down: 5% ($82,500)
🏠 Strategy: House Hack Studio, Rent 3 Units (2+1, Studio, 2+2)
🏦 Monthly Carry: -$5,773 | 5-Year Equity: $341,714

Brand New 2025 Construction: Zero maintenance risk, separately metered utilities, rooftop patio with beach views, 3 parking garages

Wealth Building Math: $82,500 initial investment grows to $527,214 total equity in 5 years = 539% ROI despite negative monthly carry

Income Requirement: Need $156K annual ($13K monthly) after 75% rental income credit, achievable for tech workers, military (Navy base nearby), dual-income households

Move-Out Strategy: After 1 year minimum occupancy, rent your studio at $1,850 creating total $9,150 monthly income versus $10,693 payment = positive $3,077/month cash flow

Risk Level: HIGH - Requires strong income qualification, high monthly carry, Imperial Beach C+ location, but brand new construction eliminates maintenance surprises

Recommended Strategy: Perfect for high-income single professional willing to accept year 1 pain for massive equity build, exit to rental after 1-2 years

In 1999, the S&P 500 peaked. Then it took 14 years to gradually recover by 2013.

Today? Goldman Sachs sounds crazy forecasting 3% returns for 2024 to 2034.

But we’re currently seeing the highest price for the S&P 500 compared to earnings since the dot-com boom.

So, maybe that’s why they’re not alone; Vanguard projects about 5%.

In fact, now just about everything seems priced near all time highs. Equities, gold, crypto, etc.

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It’s post war and contemporary art.

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You can invest in shares of artworks featuring Banksy, Basquiat, Picasso, and more.

24 exits later, results speak for themselves: net annualized returns like 14.6%, 17.6%, and 17.8%.*

My subscribers can skip the waitlist.

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_{*Investing involves risk. Past performance is not indicative of future returns. Important Reg A disclosures: masterworks.com/cd.}

📍 5707 Mildred St, San Diego, CA 92110
💰 Price: $1,895,000 | Down: 5% ($94,750)
🏠 Strategy: House Hack 1BR/1BA, Rent 3 Identical Units
🏦 Monthly Carry: -$7,677 | 5-Year Equity: $313,221

Location Premium: Morena near USD, Mission Bay, I-5/I-8 access versus Imperial Beach creating better B+ positioning

Uniform Configuration: All 4 units identical 1BR/1BA at 609SF simplifying management and enabling easy scalability

Income Requirement: Need $200K annual ($16,650 monthly) after rental offset - HIGHEST barrier of house hacks analyzed

Value-Add Potential: Current $2,290 rents 8% below $2,500 market enabling $7,560 annual increase through natural turnover, plus selective $8K/unit renovations pushing to $2,650 adding $12,960 annually

Move-Out Economics: After 2 years, rent your unit creating $10,000 total monthly income versus $12,282 payment = positive $1,865/month while keeping $354,626 equity

Risk Level: MEDIUM-HIGH - Requires $200K income (highest qualification), must evict current tenant in your unit, San Diego regulation risk, but better location than Imperial Beach

Recommended Strategy: Better than Imperial Beach for qualified buyers with $200K+ income, superior location justifies higher barrier, 2-year hold then convert to rental

📍 106 Sebastopol Ave, Santa Rosa, CA 95407
💰 Price: $898,000 ($128,286/unit)
🏠 Property: 7 Units (4 Studios, 3×1BR/1BA), Dual Parcels, 1945
🏦 Year 1 CF: $43,767 | CoC: 19.5% | BRRRR Profit: $92,050

Dual Parcel Advantage: 2 separate parcels (front 4 units well-maintained, rear 3 units deferred maintenance) enabling flexible financing, separate sales, or phased development

Immediate Opportunity: 1 vacant unit ready for $15-20K renovation generating immediate $24K annual income = 120-160% ROI

Opportunity Zone: 10+ year hold provides tax-free appreciation gains, example $902K gain saves ~$180K in taxes

Trust Sale AS-IS: Motivated seller, deferred maintenance justifies $850K counteroffer creating 21.7% CoC

Risk Level: LOW-MEDIUM - 1945 building requires foundation/systems verification, but front 4 units prove market acceptance, rear renovation scope clear

Recommended Strategy: Offer $850K, execute vacant unit renovation immediately, BRRRR refinance year 2 extracting $356K for next deal while keeping infinite return property

📍 7081 Ann Arbor Way, Dublin, CA 94568
💰 Purchase: $899,000 | ARV: $1,465,000 | Rehab: $148,500
🏠 Property: 4BR/2.5BA, 1,830 SF, Built 1968, Original Owner
🏦 Profit: $274,570 | ROI: 164.5% | Cash: $116,870

ARV Validation: Targeting conservative $800/SF versus comps at $877-983/SF creates $100-300K safety cushion, Brookdale Ct (0.3mi) sold $877/SF supporting $1,465K

First Sale Since 1968: Original owner creates motivated seller opportunity, true fixer enables value-add versus competing with renovated inventory

Prime Dublin Location: A+ East Bay positioning near San Ramon, excellent schools, 580/680 access, strong tech worker buyer demand

Rehab Scope: Full kitchen ($35K), 2.5 baths ($38K), flooring ($15K), paint ($8K), exterior ($30K), systems updates ($13K), 10% contingency

1968 Risk Factors: Foundation inspection critical, electrical panel upgrade likely, galvanized plumbing replacement probable, but $15K contingency covers unknowns

Timeline Optimization: 6-month hold optimal balancing quality renovation with interest carry, faster 4-month execution increases profit to $291K but risks quality

Risk Level: MEDIUM - 1968 age creates hidden issue potential, $899K exposure significant, Bay Area market timing sensitive, but 24.5% safety margin exceptional

Recommended Strategy: Offer $850K for $316K profit (186% ROI), accept $899K maximum, do NOT exceed $920K breaking $250K profit threshold